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Real Estate Agent Permit Requirements in St. Louis, MO

Complete permit and license guide for starting a real estate agent in St. Louis, St. Louis City, Missouri.

Verified 2026-08-28 4 stops $450–$1,200 est. 4–12 weeks to obtain license and begin practice
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Not legal advice. Requirements may change — always verify with your local government authority before applying. Key agencies and fees on this page were re-checked against official government sources on .

Federal — start here

1 stop
  1. EIN (Employer Identification Number)

    Required if you operate as an LLC, corporation, or have employees. Free from the IRS. Even sole proprietors may benefit from obtaining an EIN to keep business and personal finances separate.

    Official government source for EIN (Employer Identification Number) (opens in a new tab)

    FreeImmediate (online application)

State of Missouri

2 stops
  1. Missouri Real Estate Commission — Salesperson License

    Missouri salesperson applicants must complete the 48-hour Salesperson Pre-Examination course, pass both portions of the Missouri salesperson exam, complete the 24-hour Missouri Real Estate Practice (MREP) course (72 hours total), be fingerprinted through IDEMIA/IDENTOGO via MACHS (MREC code 0004), and apply within six months of completing the 48-hour course. Must work under a licensed Missouri broker.

    Official government source for Missouri Real Estate Commission — Salesperson License (opens in a new tab)

    $62 (exam fee) + $90 (license fee) + $200–$400 (pre-licensing education)4–10 weeks

  2. Errors & Omissions (E&O) Insurance

    Most real estate brokerages require agents to carry Errors & Omissions (E&O) insurance, which protects against claims of negligent acts or omissions in real estate transactions. Some states mandate it; most brokerages require it. Coverage typically starts at $100,000 per occurrence.

    Official government source for Errors & Omissions (E&O) Insurance (opens in a new tab)

    $300–$800/year1–5 business days

City of St. Louis / St. Louis City

1 stop
  1. City of St. Louis — Business License (if operating a brokerage)

    Individual real estate salespersons working under a broker generally do not need their own St. Louis city business license. A brokerage operating in St. Louis City must obtain a Graduated Business License from the License Collector's Office before commencing business, renewed annually (due before June 1).

    Official government source for City of St. Louis — Business License (if operating a brokerage) (opens in a new tab)

    $200 initial fee ($100 if starting January 1-May 31); annual renewal graduated by number of St. Louis employees, starting at $200 (brokerage only)1–3 weeks

Terminus

Open for business — est. $450–$1,200 · 4–12 weeks to obtain license and begin practice

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Official Sources

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