Real Estate Agent Permit Requirements in St. Louis, MO

Complete permit and license guide for starting a real estate agent in St. Louis, St. Louis City, Missouri.

Updated 2026-03-15 4 stops $450–$1,200 est. 4–12 weeks to obtain license and begin practice
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Not legal advice. Requirements may change — always verify with your local government authority before applying. This guide was compiled from public and official sources (last updated ) and has not yet been independently source-verified — confirm each requirement before acting on it.

Federal — start here

1 stop

  1. EIN (Employer Identification Number)

    Required if you operate as an LLC, corporation, or have employees. Free from the IRS. Even sole proprietors may benefit from obtaining an EIN to keep business and personal finances separate.

    Official government source

    FreeImmediate (online application)

State of Missouri

2 stops

  1. Missouri Real Estate Commission — Salesperson License

    Missouri salesperson applicants must complete the 48-hour Salesperson Pre-Examination course, pass both portions of the Missouri salesperson exam, complete the 24-hour Missouri Real Estate Practice (MREP) course (72 hours total), be fingerprinted through IDEMIA/IDENTOGO via MACHS (MREC code 0004), and apply within six months of completing the 48-hour course. Must work under a licensed Missouri broker.

    Official government source

    $62 (exam fee) + $90 (license fee) + $200–$400 (pre-licensing education)4–10 weeks

  2. Errors & Omissions (E&O) Insurance

    Most real estate brokerages require agents to carry Errors & Omissions (E&O) insurance, which protects against claims of negligent acts or omissions in real estate transactions. Some states mandate it; most brokerages require it. Coverage typically starts at $100,000 per occurrence.

    Official government source

    $300–$800/year1–5 business days

City of St. Louis / St. Louis City

1 stop

  1. City of St. Louis — Business License (if operating a brokerage)

    Individual real estate salespersons do not need a separate St. Louis city license. If operating a brokerage in St. Louis, a City of St. Louis Business License from the License Collector's Office is required.

    Official government source

    $75–$300/year (brokerage only)1–3 weeks

Terminus

Open for business — est. $450–$1,200 · 4–12 weeks to obtain license and begin practice

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Official Sources

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